24/7 Wall St.

U.S. stocks are set to open higher on the final day of July. All three indexes are expected to post mild gains for the month.

Futures on the Dow Jones Industrial Average are up about 0.2%. S&P 500 Index futures have gained 0.1%, while Nasdaq 100 futures have advanced 0.3%.

The Federal Reserve’s Federal Open Market Committee will announce a policy decision tomorrow. Fed Chairman Ben Bernanke is expected to forgo announcing a third round of large-scale asset purchases this week. According to a Bloomberg News survey, 48% of economists surveyed believe the FOMC will announce the buying at its Sept. 12-13 meeting.

A handful of economic reports are due out this morning, including key readings on consumer confidence, spending and income. Also look for the S&P/Case-Shiller index of home prices and the Chicago PMI.

Oil producer BP PLC (NYSE: BP) reported a loss of $1.4 billion, and…

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